Credit Card Debt Consolidation vs Credit Card Debt Settlement

Credit card debt consolidation and credit card debt settlement  are widely misunderstood terms. 

Credit Card Debt Settlement (Preferred Method)

We specialize in credit card debt settlement which allows our professional team of attorneys to negotiate your debt with your credit card company or other financial institution. Our debt arbitrators are experts and will assist you and guide you through the steps necessary to wipe out your debt and to enjoy a debt-free life! With credit card debt settlement, your CREDIT CARD BALANCE IS CUT IN HALF and YOU NEVER have to repay the credit card debt.

With debt settlement, the amount you pay back is lower, your debt balance is lower, and your monthly payment is lower. The debt settlement option is the fastest and preferred debt reduction method.  Because debt settlement provides a substantial reduction in your total overall debt, credit card debt settlement negotiations are becoming the only debt solutions for thousands of consumers.

Credit card debt settlement saves you time and money and actually: REDUCES YOUR DEBT BALANCE BY OVER 50%.

 

Credit Card Debt Consolidation (Non-Preferred Method)

This method like credit card debt settlement consolidates all your debt into one single payment so make it easier to repay, but with credit card debt consolidation YOU MUST REPAY 100% OF YOU DEBT PLUS INTEREST.

You usually pay up front fees and are required to take out a home equity loan to pay off your credit balances. Debt consolidation usually takes years to pay off. Although your interest rate may be lower on your equity loan, your are still required to pay back 100% of your entire debt balance plus interest.

Do not be misguided into taking out personal loans or a equity loan to pay off debt.  Borrowing more money to pay off debt creates even more problems.  Debt consolidation can jeopardize your existing debt problem.

Credit Card Debt Solutions debt settlement and negotiation program is becoming the preferred method and the quickest strategy for debt elimination to help you achieve financial freedom and live debt-free. With our credit card debt settlement program, you can expect to be 100% debt-free in as little as 12-36 months depending on your individual situation.

Learn more about the advantages and benefits of our credit card debt settlement strategy

 

    What is the difference between debt settlement and debt consolidation?

 

    The biggest difference in that with debt settlement you combine all your credit card debt into a single payment and actually cut your debt by over 50%, while with debt consolidation, you combine your debt into a single payment and you still owe 100% of your debt.

     I know it may sound confusing but credit card debt settlement is the only option.

 

              Become DEBT FREE Today!

With our credit card debt settlement program, our experienced attorneys review your account, call the credit card company, and negotiate a balance that is usually half of your current balance. So for example, if you have credit card balances and other unsecured debt of say $50,000, then our attorneys could negotiate your balance to less than $25,000. It is that simple! Complete the form and obtain your FREE DEBT Consultation with our debt consultants.  Find out all your options and get out of debt starting today with our credit card debt settlement program.